I. Insurance Coverage and Compensation

All dispatched vehicles are fully insured, with coverage including the following:

• Passenger Bodily Injury Liability Insurance
  • Maximum compensation per passenger: NT$5 million
  • Coverage: If a passenger is injured or killed in a traffic accident while using 【Wan Ma Teng Executive Charter Service】, compensation will be provided by the insurance company.
• Third-Party Liability Insurance
  • Maximum compensation for bodily injury or death: NT$10 million per person
  • Maximum compensation for property damage: NT$10 million per accident
  • Coverage: If an accident causes injury or damage to pedestrians, other vehicles, or buildings, this insurance covers the applicable third-party compensation.
• Excess Liability Insurance
  • Maximum coverage: NT$10 million per accident
  • Purpose: If the compensation provided by third-party liability insurance is insufficient, excess liability insurance covers the remaining amount, reducing additional liability for passengers and chauffeurs.
• Vehicle Damage Insurance (Collision Coverage)
  • Coverage: Applies when the vehicle is damaged in a collision with another vehicle.
  • Compensation: Repair costs are covered by the insurance policy. Certain vehicles may qualify for zero deductible coverage, subject to the individual policy terms.
• Compulsory Automobile Liability Insurance
  • Maximum compensation per victim: NT$2 million
  • Insurance provider: Cathay Century Insurance
  • Policy number: 157523B123069

II. Legal Operations and Vehicle Safety Maintenance

【Wan Ma Teng Executive Charter Service】 exclusively uses legally approved rental vehicles and professional chauffeurs with valid occupational driver’s licenses and qualified operating credentials. We also implement the following measures:

• Regular vehicle inspections and safety testing
• Complete cleaning and disinfection before every dispatch
• Dedicated monitoring and timely updates of insurance coverage for all vehicles

III. Applicable Services

Insurance coverage applies to all 【Wan Ma Teng Executive Charter Service】 journeys, including:

• Family and parent-child travel
• Airport and HSR station transfers
• Medical transportation for elderly passengers and long-distance transfers
• Business travel and exclusive corporate transportation

The same level of insurance protection applies to both short-distance and long-distance journeys.

IV. Three-Layer Safety Protection

Our insurance structure provides three layers of protection for comprehensive coverage:

1. Passenger protection: Passenger bodily injury liability insurance
2. Third-party compensation: Third-party liability insurance plus excess liability insurance
3. Vehicle repair support: Type C collision damage insurance

V. Wan Ma Teng Executive Charter Service Protection Commitment

Choosing 【Wan Ma Teng Executive Charter Service】 means choosing legal operations, professional chauffeurs, and comprehensive insurance protection.
We are committed to transparent service and provide safe executive transportation, private charter tours, and airport transfers, giving you complete peace of mind on every journey.
For further information regarding charter planning, itinerary recommendations, or insurance details, please contact our dedicated customer service team.